Samsung Electronics could potentially save over KRW 140 billion (approximately USD 100 million) annually by adopting stablecoins for internal cross-border transactions between subsidiaries, according to a recent digital asset analysis. The projection highlights the growing efficiency and cost-cutting potential of stablecoins for global corporations.
According to the report, Samsung processes approximately 500,000 cross-border transfers per year, totaling an estimated USD 80 billion in volume. Currently, each transaction incurs fees related to foreign exchange spreads, intermediary banking charges, and delays in settlement. By switching to dollar-pegged stablecoins, the company could eliminate much of these costs while speeding up transaction times.
Stablecoins—digital assets pegged 1:1 to fiat currencies—offer real-time settlement and can automate payment processes across borders. Dollar-backed stablecoins, in particular, allow companies to bypass currency conversion while retaining exposure to USD value, making them ideal for B2B transactions within multinational firms.
The estimated $100 million in annual savings isn’t just a financial win—it also improves transparency and streamlines supply chain finance, which is increasingly critical in the complex global semiconductor ecosystem. With faster, cheaper, and traceable transactions, Samsung and similar firms could enhance operational resilience and competitiveness.
Meanwhile, domestic fintech companies like Naver Pay are reportedly considering issuing their own stablecoins, aiming to reduce fees and enable instant settlements in both consumer and enterprise transactions. This suggests a broader shift toward digital assets as infrastructure for everyday financial flows.
However, experts caution that stablecoin adoption requires robust legal frameworks, including clear accounting rules, taxation guidelines, and cross-border compliance. For global enterprises, aligning with diverse regulatory regimes remains a key challenge.
Stablecoins are quickly becoming more than just a crypto innovation—they’re emerging as a powerful tool to redefine how corporations manage finance across borders in a digital economy.
